If you are unsure what the best course of action is, some helpful first steps might include;

Developing a personal budget which is easy to follow and sustainable.
Researching the options available regarding benefits and tax credits that are available. Your local community welfare officer or local citizens information centre can also provide advice regarding individual entitlements.

Check any protection policies you may hold, for example mortgage repayment protection insurance could be applicable in the case of redundancy.

Ignoring missed repayments – your obligations are unlikely to go away

Take early action – as soon as you notice there’s a problem, contact creditors

Ignoring correspondence or calls from your creditors or from Debitask, will not realise a beneficial outcome.

If you would like to discuss our services please contact us.